There are only 55 days left till Christmas. While we do like to kick off the season way in advance in the Philippines, we’re pretty sure that a lot of you (ourselves included) haven’t done your gift shopping and you may have a long way to go from crossing off names on your Christmas list. Smart and PayMaya, the country’s leading digital payments app, offers a helping hand just in time for the holiday rush by giving you access to a virtual prepaid Mastercard you can use for online or in-store purchases.

All you have to do is download the PayMaya App, register with your Smart, Sun, or TNT number, and you’ll be given access to your Smart Virtual Prepaid Mastercard that you can then top up at PayMaya Load-Up Centers. By using the Virtual Prepaid Mastercard, you get exclusive perks from their partners, such as: Zalora, Jollibee, and many other big name brands that they will be announcing in the next few weeks. Aside from the Virtual Credit Card for shopping, you can use the PayMaya app to pay your bills online and transfer funds to your loved ones as well. Smart prepaid subscribers also get a 10% discount on load purchases made within the app itself too.

Again, to get access to all the shopping perks and convenient features that PayMaya has to offer, all you have to do is download the PayMaya App via the Google Play Store or the Apple App Store, register your Smart, Sun, or TNT mobile number.

To learn more about PayMaya and the virtual prepaid Mastercard, head to the PayMaya website by clicking HERE.